Your mortgage is probably the largest and most important loan you will ever undertake, so it's vital that you get the right advice. We normally have over 12,000 different mortgage deals available at any one time, from over 400 different lenders. We bring these deals to you, rather than you having to go from establishment to establishment, often being asked the same questions over and over again. Advise and recommend the best product for your needs We will take details of your current financial situation, your income and employment history, regular expenditure, any loans or credit and past credit history. From there we will get an idea of what type of scheme you are looking for by gathering factual information on your current financial situation and what your hopes are for the future. As you may already be aware of the mortgage process you may be happy to work over the telephone, by post, by fax or email. This can speed the process up, the service is the same, but we work remotely meaning you save even more time. Fast-track systems with lenders allowing fast completions if you are borrowing less than 75% of your homes value Some lenders operate a fast track system which means that you can get your mortgage offered and completed fast. Some mortgage lenders have in house solicitors free of charge to further speed things up. Able to borrow additional funds for any legal reason You may want to raise funds to send your child to university, buy a boat, a new kitchen, or car, or even a dream home in the sun. As long as the reason is legitimate we can normally help you to release the equity in your home. We will explain how much this borrowing will cost over time and whether there are better, or more appropriate ways to raise the money Can normally give an answer within 30 minutes of the enquiry We have direct links with most of the UK lenders and are able to get a quick decision. We often get a response to an application within 60 seconds, some take a bit longer, but normally 30 minutes gives us enough time to get you the thumbs up. Secured loan facility available for up to 130% of the property value A different mortgage may not be the right choice for you; you may be better off looking into a secured loan or a personal loan. We can help you in all of these areas, again it’s all part of the service. Advise on insurance policies to ensure adequate cover is in place You will already have some of the required insurances. Our job is to ensure that they are still applicable to your new mortgage and review and recommend new options that may now be required. This normally means that you will save money, sorry. Report based on your circumstances All our advice is sent to you before we ask you to put pen to paper in the form of the Knowledge Report. This document will form part of our advice to you and is all part of the service. Call Prior Knowledge today on 0800 804 8464 and make a convenient appointment in the comfort of your own home. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR ANY OTHER DEBT SECURED ON IT For mortgage advice we can be paid by a commission or fee of usually 0.4% Prior Knowledge - bringing the high street to your home | 
