Prior Knowledge for competitive mortgages and insurance

First Move

The mortgage package designed for first-time buyers. Getting the right advice is so important.

Find out more >>>>

 

Next Move

Looking to move up the property ladder? Find out how to get the best deal possible.

Find out more >>>>

 

Unlock

Raise money via a loan secured on an existing property.

Find out more >>>>

 

Invest

Want to invest in some property or enter the buy to let market?

Find out more >>>>

 

Offset

Use your personal and business savings to reduce your mortgage interest payments.

Find out more >>>>

 

 

Protect & Save checks your insurance

premiums - why pay too much?

Being independent means just that!

We bring the high street into your living room.

Can your high street bank match our level of service?

 

The Knowledge Report from Prior Knowledge - the best way to secure your next mortgage.

Call us on 0800 804 8464 and find out how you can get your own personal Knowledge Report today.

 

Prior Knowledge home

 

Gather information on their current situation

We will take details of your current financial situation, your income & employment history & regular expenditure, as we need to check any advice is affordable to you.

From there they will get an idea of what is important to you, what situations you need to cover now and what your hopes are for the future.

Gather information on what policies they currently hold

We will then gather information on your existing policies, how much they cost, what they cover and check first of all that they are still applicable to your needs now; it’s amazing how your life changes over the years.

Check what these policies should cover

We then discuss what cover your actually need and want as these can be two very different things. We never advise you to have something for the sake of it, there must always be a reason.

Compare existing policies with those in the marketplace

We will then audit your existing policies and first check they are doing the job they were meant to do. Secondly we check to see if we can offer you a comprehensive solution at the same or a lower cost than you are currently paying. Thirdly we see how much comparable cover is and normally save you money, sorry.

Report based on your circumstances

All our advice is put in writing in the form of the Knowledge Report. This document will form part of our advice to you.

Call Prior Knowledge today on 0800 804 8464 and make a convenient appointment in the comfort of your own home.

For home and contents, and sickness insurance we offer products from a selected panel of providers.

Your home may be repossessed if you do not keep up repayments on your mortgage

For mortgage advice we can be paid by a commission or fee of usually 0.4%

Prior Knowledge - bringing the high street to your home

  

 

  

Regulatory Statement

Prior Knowledge is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority.

Sesame is entered on the FSA register http://www.fsa.gov.uk/register/ under reference 150427.

The FSA do not regulate some forms of mortgage.

The advice and/or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.