Your mortgage is probably the largest and most important loan you will ever undertake, so it's vital that you get the right advice. We normally have over 12,000 different mortgage deals available at any one time, from over 400 different lenders. We bring these deals to you, rather than you having to go from establishment to establishment, often being asked the same questions over and over again. We advise and recommend the best product for your needs We will take details of your current financial situation, your income and employment history, regular expenditure, any loans or credit and past credit history. From there we will get an idea of what type of scheme you are looking for by gathering factual information on your current financial situation and what your hopes are for the future. Liaise between the estate agent and solicitor Because we are used to the house buying process, we are your point of contact. We deal with estate agents and legal professionals on a daily basis, so we know what is required at which point in the process. Having this knowledge means we can anticipate potential problems before they arise and make the whole process run smoothly. As you are moving your will probably be in a chain. We may also look after another member of the chain, or know the solicitors and advisers involved meaning we can all work together to get the job done. Advise on insurance policies to ensure adequate cover is in place As you are moving home you will already have some of the required insurances. Our job is to ensure that they are still applicable to your new property and review and recommend new options that may now be required. Outline the maximum mortgage available before you look at property We are able to give you an outline of what is the maximum mortgage available before you look at a new property.
Before you find a new property you may already know what deposit you have from the equity in your home. From there we can tell you what options you have and how affordable they are based on your current situation. Project the monthly costs We check that your new dream home is not going to impact on your current standard of living; we check it is affordable and ensure it is a responsible lending decision. Free report based on your circumstances All our advice is put in writing in the form of the Knowledge Report. This document will form part of our advice to you. Call Prior Knowledge today on 0800 804 8464 and make a convenient appointment in the comfort of your own home. Your home may be repossessed if you do not keep up repayments on your mortgage For mortgage advice we can be paid by a commission or fee of usually 0.4% Prior Knowledge - bringing the high street to your home | 
