Independent Financial Advice in Stevenage Hertfordshire from Prior Knowledge

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Prior Knowledge for mortage and investment planning in Herts

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At Prior Knowledge we are Independent Financial Advisers that are committed to giving our clients a personal service. That's why we are happy to visit you in the comfort of your own home and at a time to suit you.



		Mortgage planning We make the house buying process or remortgage process as simple as possible. As experienced mortgage brokers we can be the shortcut you need to find the right mortgage for you – we bring the high street to your home. Mortgage planning services from Prior Knowledge

		Investment planning People value different things and these may alter throughout your life. So, your investment choices are as individual as you are. We review where you are in life, your financial position now and your attitude to risk is crucial to making a sound investment decision. Investment planning services from Prior Knowledge

		Retirement planning The big question, is how much do you need to live a comfortable retirement? Everyone’s needs are different. Your values will be different to everyone around you. But money and how you save it is the over-riding factor to a more financially secure future. Retirement planning services from Prior Knowledge

		Life insurance Forward planning and the right protection can give you peace of mind should the worst occur. At a time when you need to concentrate on your family, financial concerns should be the last worry on your mind. Our planning tools ensure you have the right policy t the right price. Life insurance from Prior Knowledge

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		A vanishing market It wasn’t so very long ago that credit was cheap and easily available, and mortgage lenders were fighting to win business. However, since the credit crunch took hold late in 2007, it has become increasingly difficult and more expensive to borrow. Read about a vanishing market? Using your ISA allocation wisely While ISAs are well known for being tax-efficient, it is also important to select the right kind of underlying investment. Using your ISA allocation wisely does not just mean picking a reliable ISA provider, it also entails giving careful consideration to the actual assets themselves. Using your ISA allocation wisely? Tips on surviving the recession Your attitude during negative periods is as important as your portfolio’s structure. Economies cannot keep growing indefinitely – recessions are part of their nature and should be expected by investors. Tips on surviving the recession The benefit of professional mortgage advice The mortgage market is highly competitive and lenders constantly bring out new deals. They are required to provide key facts and illustrations, but many can only provide information – they cannot give advice on whether their loan or another provider's is best for you. Why you need professional mortgage advice? Personal accounts are due to be launched in 2012 With personal accounts due to launch in 2012, employers will soon be forced to set up pension provision for their employees. Group personal pension schemes have emerged as one potential solution. Personal accounts - what do you need to know? In the best of health Providing private medical insurance (PMI) is one of the many benefits many larger corporations now offer to attract and retain staff.It is becoming almost a standard offering so many new employees now expect some level of private health care as part of their overall package. Private medical insurance (PMI) - what are the benefits? The UK market As a UK investor, you'll probably be most familiar with your national stockmarket. It is full of household names, which can offer a certain reassurance that you know the businesses in which you are investing. Find out more about the UK investment market